Despite it being absolutely illegal to do so, countless people get behind the wheel without first getting the insurance they need. Auto insurance carriers offer uninsured motorist coverage (UIM) for a reason, as it is highly recommended you protect yourself against the possibility of an unexpected accident. Though it may seem like just another expense, uninsured motorist coverage is actually an absolute necessity.
The following are top reasons to have uninsured motorist coverage, including but not limited to:
- Money – Accidents are incredibly expensive, especially if the other party doesn’t have the necessary insurance. Uninsured motorist coverage can cover medical bills, lost wages, and pain and suffering. It is generally divided up into two parts: bodily injury coverage and property damage coverage, both of which are incredibly costly to care for on your own.
- Peace of mind – When you are alone in the car, your only worry is yourself. However, when you are sharing your vehicle with family, friends, or loved ones, suddenly your worries are far worse. It is during this time uninsured motorist coverage comes in extremely handy, as your passengers are taken care of, too.
- It’s worth it – Considering all it can do for you in a worst-case scenario, uninsured or underinsured motorist coverage is not that expensive.
Contact Our Mt. Pleasant Personal Injury Lawyers Today
At Lawton Law Firm, we are comprised of trusted Mt. Pleasant personal injury attorneys who are dedicated to one goal above all else: advocating on behalf of our clients. If you or a loved one has been involved in an accident with an underinsured or uninsured driver, it is time to enlist in the legal counsel, care, and representation you deserve. Allow us to resolve your legal concerns as seamlessly as possible.
Schedule an initial consultation with a member of our firm by calling (843) 588-5302 today.